Friday, October 24, 2014

We received our clear title Deed in the mail!

One of the most interesting comments made when I posted about paying cash for our property was “don't know how anyone but the rich can do this “. Actually, I just smiled.
As you now know from reading the financial posts, we are both blue collar workers by choice. We work multiple jobs between us. We just got very serious, stayed focused and made some uncommon choices.

Below is Forbes' 2014 list of the richest counties in America:
  1. Falls Church City, Va.
  2. Loudoun County, Va.
  3. Los Alamos County, N.M.
  4. Howard County, Md.
  5. Fairfax County, Va.
  6. Hunterdon County, N.J.
  7. Arlington County, Va.
  8. Douglas County, Colo.
  9. Stafford County, Va.
  10. Somerset County, N.J.
While we do live in one of these counties, that doesn't mean that we are rich. What that means for us is the cost of living is higher, especially properties. We chose to move out of this area to find a more affordable property and we looked religiously for over year. While this property was really nice, it still needs a lot of work. We are adding an entire new roof, building a garage and fixing it up.
One thing that worked in our favor was standard bank financing was unavailable for this property. Having the ability to pay cash gave us a slight advantage.

What worked for us was we were willing to change our habits, stopped making excuses and recognized that debt was not working for us. This isn't easy, but it is a choice. I have also shared stories of others that are in the process and some even working with far less than we had.

The biggest moment happened yesterday (Oct. 23, 2014) when we received our clear title Deed in the mail. Mr. Perky & I looked at each other and smiled. We accomplished something really big!

To round this out, these are many related posts linked below that show other steps we used to get where we are on our journey. Know that we continue to tithe, still maintain several months of living expenses/emergency fund and we continue to use a certain percentage of all money we earn to keep preparing. Next step - to sell our current home. We still are on a journey...

For more information...
10/10/14 More blogs posts to explain a little more in detail about how we got to this point in our journey. These posts are listed here under"Financial". This will take some time to read.

Romans 13: 8 Let no debt remain outstanding, except the continuing debt to love one another, for whoever loves others has fulfilled the law. (NIV) note that the previous chapter is talking about actually paying what you owe.

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