tag:blogger.com,1999:blog-1113276195349467200.post3633607834167219676..comments2024-03-27T02:22:09.424-07:00Comments on Perky Prepping Gramma: Financial Stability & MoneyPerky Gramma Teacheshttp://www.blogger.com/profile/10819400478284621215noreply@blogger.comBlogger4125tag:blogger.com,1999:blog-1113276195349467200.post-13504304988740100252014-10-27T04:00:35.015-07:002014-10-27T04:00:35.015-07:00I am waiting for the great news that they have acc...I am waiting for the great news that they have accepted your contract.Perky Gramma Teacheshttps://www.blogger.com/profile/10819400478284621215noreply@blogger.comtag:blogger.com,1999:blog-1113276195349467200.post-51520827319377642582014-10-25T19:01:49.320-07:002014-10-25T19:01:49.320-07:00Just found this post. Read parts 1-4 (financial). ...Just found this post. Read parts 1-4 (financial). I'm so proud of you and your DH for getting out of debt. I know the journey myself. We are dependent upon S/S (less than $2,000) per month. We are debt free (minus property taxes, insurances and normal household electricity).<br />We started canning, never eat out (didn't eat out before we started and absolutely hate fast food). I prepare our grocery list and other lists of items needed. Seems these lists are always moving with more being added, some fulfilled so it's an ongoing, constantly moving list. We make ONE trip to town and try to shop one month at a time. If we run out of something, we do without. Even living on such a tiny income, I can still manage to put some aside for savings. Whatever is left in my wallet when our S/S checks come in, that money goes directly to savings. It is never added to the current S/S check(s), no matter what. We have managed to rehab and upgrade our home (doing everything ourselves with the exception of the new kitchen counters). We found a farm on 20-acres, huge 2-story barn (old & needs work), an old 1950 farmhouse, and..........the bonuses: $30,000 in timber AND grandfathered water rights dating back to the 40s so most likely will never be pulled. Our house is up for sale and we put an offer in on the farm. Hopefully, this will work out because we put a clause stating the purchase is contingent upon us selling our current home. I just couldn't risk getting a loan or taking a loan against our home. It's too late in the game for that (in my humble opinion). But one CAN pull themselves out of debt, make changes and move forward if they put their minds and hearts to it and never forget to lean on the Lord and give to others. If it's meant to be, it will be.... if not, there will be something else for us.<br />Great article and I appreciate your effort and time that you put into each one of your posts. I so enjoy your blog.<br />BobbieBobbiehttps://www.blogger.com/profile/06956575338303300789noreply@blogger.comtag:blogger.com,1999:blog-1113276195349467200.post-25656476976383884532014-07-24T07:48:39.805-07:002014-07-24T07:48:39.805-07:00Trish,
Yes, it is very daunting, but look how far ...Trish,<br />Yes, it is very daunting, but look how far you have come. Just stay on the journey.<br />Super congratulations on your 6th child That is so awesome. :DPerky Gramma Teacheshttps://www.blogger.com/profile/10819400478284621215noreply@blogger.comtag:blogger.com,1999:blog-1113276195349467200.post-47409368984359350862014-07-23T06:29:29.326-07:002014-07-23T06:29:29.326-07:00We have been in this financial path for 6 years. ...We have been in this financial path for 6 years. The first year was easy, I was dedicated. We freed ourselves from student loans, car debt and more, to just our mortgage. It was a huge achievement, especially because it was the year my husband lost about a quarter of his income because of cut backs.<br /><br />We now have 5 kids and another on the way, I am in constant struggle to minimize our expenses. Sometimes it is a daunting game. I still find that it is MY spending that will either make us or break us. <br />Thank you always for your encouragement.Just Sew Trishhttps://www.blogger.com/profile/13135738912841274585noreply@blogger.com